Settings
Manage your account, security, notifications and what you pay for — all in one place.
👤Account & profile
Name
William James Richards
Email
david@richardsfamily.co.uk · verified
Phone
07700 900 412 · used for important estate alerts
🔒Security
Password
Last changed 15 March 2026
Two-step verification (2FA)
A code from your phone is needed when you sign in on a new device.
On
Passkey
Sign in with your fingerprint or face instead of a password — safer and quicker.
Not set up
Where you're signed in
Devices currently signed in to your account.
💻
MacBook · Chrome — This device
🎨Display
Dark mode
Switch to a darker, lower-glare colour scheme. Easier on the eyes in low light.
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Colour scheme
Or let it follow your device's own light/dark setting.
Text size
Make the writing larger if it's hard to read.
Standard
Larger
Largest
Higher contrast
Stronger contrast between text and background.
Off
Reduced motion
Minimise animations across the site.
Off
🔔Notifications
Browser notifications
For important updates about your estate.
On
Email summary
A round-up of activity on your estate.
Adviser messages
When a connected legal or tax firm replies to you.
On
Quiet hours
No notifications between these times.
10pm – 7am
⚖️Jurisdiction — the legal context for your estate
🇬🇧 England & Wales
Your estate is planned under the laws of England & Wales. This sets the will rules and the inheritance-tax (IHT) allowances we use throughout MyFamilyInherits.
Inheritance-tax allowances applied (plain-English: the part of your estate that's tax-free)
Nil-rate band £325,000 + residence band £175,000 = £500,000 tax-free.
On your £560,000 estate that leaves a £60,000 taxable slice → estimated IHT £24,000 at 40% — up to about £18,400 could be saved with planning.
computed against INHERIT · E&W Tax · reviewed: Stable
These figures are guidance, not formal tax advice. A connected tax adviser can confirm them for your circumstances.
💳Subscription & billing
Level 0 · Living Monitoring
Subscription
Opt-in
We keep watching your estate in the background and tell you when something changes — a valuation moves, a tax-free allowance shifts, or an E&W tax rule updates — so your plan never quietly goes out of date.
£7
per month
🔒 We will never automatically charge your card. Monitoring is off unless you switch it on, and we email you before any renewal — we never just take a payment. Turn it off any time in one tap and keep everything you've added.
Off
Current planLevel 1 · one-off · no renewal
Paid£30 (one-off, for this estate)
Payment methodVisa ending 4242
Adviser fees£0 — only paid to a firm if you engage one
🧾Connected advisers
Firms you've engaged for your estate. Their fees are paid to the firm, never to MyFamilyInherits, and were shown to you in full before you engaged them.
ML
MLP Law · Legal — will & estate
Law Society Wills & InheritanceSRA-regulated
✓ Matched because they handle E&W estates of your size and offer fixed-fee wills.
HT
Hartley Tax & Trusts · Tax — IHT planning
STEPCIOT Chartered Tax Adviser
✓ Matched because your estate crosses the tax-free allowance and may benefit from IHT planning.
💬HeirChat
HeirChat conversations
Private messages with the people you've named in your estate.
On
Who can start a chat with me
Limit who can begin a new conversation.
🔗Connected sign-in accounts
Google
✓ Connected
Apple
Not connected
🔑Data & privacy
Export my estate
A complete copy in the open INHERIT format — portable, not locked to MyFamilyInherits.
Download all my data
Everything we hold for you as PDF + photos + INHERIT JSON.
AI enrichment
Let AI help identify items and estimate values.
On
Anonymised data sharing
Help improve valuations for everyone. Your name is never shared.
Off
Delete my account
Permanently remove your account and all data. We'll ask you to confirm, and you can export everything first.